Chartered Surveyors in Berkshire and Buckinghamshire

Our team of experienced Chartered Surveyors cover a wide geographical area from the Bucks/Northants border in the north to Surrey and Hampshire in the south and West London to West Berkshire and Oxfordshire.

Each member of our team is a Member or Fellow of the Royal Institution of Chartered Surveyors and is bound by the RICS Code of Practice. We carry out valuations and surveys for individuals as well as on behalf of major lending sources from High Street banks and building societies to on-line lenders.

Please E-mail: surveys@huntandnash.co.uk
or
Telephone: 0118 940 4041

Hunt and Nash Survey Dept
69/71 High Street
Wargrave
Berkshire
RG10 8BU

In general, our services include valuations for lending purposes, buildings insurance assessment, family division and probate. We also conduct full building surveys and prepare RICS Home Buyers Reports for private individuals.

Show Survey Standard Terms & Conditions

Terms of Engagement

  1. We will advise on the condition, type and age of the building as far as possible, bearing in mind the limitations of the inspection, which are listed below.
  2. We shall report defects and shortcomings likely to adversely affect the use of the property, or to give rise to expenditure in the future.
  3. We will recommend further steps, if considered necessary, where there is thought to be a risk of failure of deterioration in areas not accessible for inspection. We would be pleased to re-inspect those areas, by prior appointment, once they are suitably exposed.
  4. Comments will be made on the condition and durability of the building, bearing in mind its age and type, the need for repairs or special maintenance, and where appropriate, the suitability of the property for its proposed purpose or use.
  5. We shall inspect those parts of the structure which are readily visible from any part of the building to which access can be reasonably obtained. Roofs will be inspected from ground level, but inaccessible flat roofs or similar areas over 3 meters (10') above ground level may not be inspected in detail, although reasonable efforts will be made to do so. The report will indicate where access could not be obtained.
  6. We will not empty fitted cupboards, move heavy furniture, raise fitted floor coverings or remove floorboards unless specifically requested, and then only with the vendor's prior consent. If it is necessary to have close fitted carpets lifted then we would have to employ a specialist carpet fitter to re-lay them, and this must be at your expense.
  7. Those parts of the structure, such as foundations or woodwork, which are covered, unexposed or inaccessible, will not be inspected, except where stated to the contrary.
  8. The services will be inspected visually and a basic report will be given on the apparent defects. No tests of the services will be carried out , but we advise if these are considered desirable and, if required, can make subsequent arrangement for such tests to be carried out. In relation to any further inspections, additional charges will almost certainly be incurred, especially should tests be necessary, and in addition the vendors permission will be required prior to their implementation.
  9. We have not arranged for, nor will the report provide for, any investigation to be carried out to determine whether or not High Alumina Cement, or calcium chlorate additive, or any other deleterious material has been used in the construction of the property, and we are therefore unable to report that the property is free from risk in this respect.
  10. If the property is constructed with cavity walls, it will not be possible within the scope of this survey, to inspect the condition of the wall ties and therefore no comment on their construction or assurance as to their condition and life expectancy can be given.
  11. In the case of the residential property, the survey will cover the main dwelling and garage. General comments will be made, as to the existence of other buildings, leisure installations such as swimming pools, tennis courts and ancillary equipment. Specialist inspections of leisure installations is recommended. General comments will only be made on such matters as gardens, paving and boundary structures.
  12. If the property is part of a development, no other units will be inspected internally and comments will only include those matters which have a material effect upon the subject property. If the property is a flat it is important we are allowed to inspect a copy of the lease prior to inspection. This will enable us to report on those parts of the exterior, common parts and other areas of shared responsibility, which may have financial influence on the occupier of the subject property.
  13. The fee quoted is based on the description given to us, but we reserve the right to amend this, should the property be substantially different from that envisaged or described. Should our inspection be varied in any way after the date of this letter, the fee may, at our discretion, by adjusted accordingly.
  14. The report will be confidential to the named client(s) together with their normal financial and legal advisors, and should not be shown to any third party, such as the Estate Agents or vendors, nor can any liability of such be accepted.
  15. Our report may contain recommendations as to necessary works of repair or for further investigation to be carried out, where we feel that defects may be concealed. These further investigations, or firm quotations from builders, specialist firms and contractors should be obtained prior to legal commitment to purchase, in order that you become aware of the potential maintenance expenditure required. We can accept no liability for any loss that you might suffer as a result of failure to comply with any recommendations contained in our report.
  16. No enquiries will be made of the local authority in respect of road building, road widening, town and country planning proposals, the general planning history or building regulations applications made. Indeed Local Authorities no consider much of this information confidential to themselves, the original applicants and their professional advisers, and standard enquiries should be made in writing to the Local Authority concerning any planning, building regulations or drainage matters. These enquiries should be made by your solicitor. Any comments made within the report will be based upon the surveyors usual observations of immediately surrounding property and development sites.
  17. Acceptance of these conditions is a prerequisite of us carrying out the survey and we would therefore ask you to sign and date one of the enclosed copies of these conditions which should be returned to us prior to our inspection together with your cheque for the full amount stated.
  18. Hunt & Nash may have agreed to pay an introductory commission to your estate agent.

Show information on choosing between the two different types of survey.

CHOOSING BETWEEN SURVEYS

Why do I need my own Survey?

The best way to reach an informed decision on such an important investment as a home is to have a professional survey and valuation of the property which interests you.  Before you decide to go ahead and commit yourself legally, you can minimise the risks by asking a qualified surveyor to answer these questions for you:

  • Is the agreed price reasonable?
  • Are there drawbacks I don’t know about?
  • If so, what do I need to do about them?

Commissioning your own survey is the simple, economical way to avoid unpleasant – and perhaps costly – surprises after moving in.  In some cases, the surveyor’s report may enable you to negotiate the price.

I already have a Mortgage Valuation report ….

Even if you are seeking a mortgage – and may be paying for a Mortgage Valuation report – it is still advisable and prudent to arrange a survey by your own surveyor.  The Consumers’ Association  Which? magazine and the Council of Mortgage Lenders both give this advice.

The reason is simple:  the Mortgage Valuation report is prepared for the lender – not for you, the borrower.  It answers only the lender’s questions concerning the appropriate security for your loan.  You cannot rely on it to answer the questions which concern your personal interests.

What choice of surveys do I have?

RICS and ISVA members also offer two forms of survey which are specifically designed to help homebuyers:

A Building Survey

(formerly called a structural survey)

A Building Survey is suitable for all residential properties and provides a full picture of their construction and condition.  It is likely to be needed if the property is, for example, of unusual construction, is dilapidated or has been extensively altered – or where a major conversion or renovation is planned.  It is usually tailored to the client’s individual requirements.  The report includes extensive technical information on construction and materials as well as details of the whole range of defects, major to minor.

The HOMEBUYER SURVEY & VALUATION

(usually called ‘The HOMEBUYER Service’)

By contrast, The HOMEBUYER Service is in a standard format and is designed specifically as an economy service.  It therefore differs materially from a Building Survey in two major respects.

  • It is intended only for particular types of home:  houses, flats and bungalows which are:
    • conventional in type and construction
    • apparently in reasonable order

  • It focuses on essentials:  defects and problems which are urgent or significant and thus have an effect on the value of the property – although it also includes much other valuation information.

The HOMEBUYER, unlike a Building Survey, provides not only a survey but also a valuation as an integral part of the Service.

What else should I know about the HOMEBUYER Service?

The Service – the inspection, the report and the valuation – are all explained in detail in

the accompanying Description of the HOMEBUYER Service, but the highlights are:

  • This is an economy package.  Because of the practical limits on the type of property and on the scope of its coverage, the HOMEBUYER Service is priced mid-range – more expensive than a Mortgage Valuation, but less than a Building Survey.
  • The surveyor’s main objective in providing the Service is to assist the prospective homebuyer to:
    • make a reasoned and informed judgement on whether or not to proceed with the purchase
    • assess whether or not the property is a reasonable purchase at the agreed price
    • be clear what decisions and actions should be taken before contracts are exchanged.   

The surveyor also gives his or her professional opinion on the particular features of the property which affect its present value and may affect its future resale.

  • The concise report covers the building inside and outside, the services and the site.  It focuses on the defects and other problems which in the judgement of the surveyor are urgent or significant, but it also covers:
    • the general condition and particular features of the property
    • particular points which should be referred to the client’s legal advisers
    • other relevant considerations concerning, for example, safety, the location, the environment, or perhaps insurance.

Matters which are judged to be not urgent or not significant are in general not included in the report, but the surveyor will mention matters judged to be both helpful and constructive.

  • Where the client has a particular concern – perhaps whether the property is suitable for a disabled person – the surveyor will keep this in mind during the inspection.  Or, a specific addition to the Service – perhaps to the standard inspection – may be agreed between client and surveyor.

Where necessary, the surveyor may also be able to provide some extra service which is outside the scope of the standard package – perhaps providing a schedule of minor defects (for later discussion with a contractor), or arranging for the testing of mains services by suitably qualified specialists.

  • Where the client should take some action  before deciding to proceed with the purchase, this is signalled clearly in the text of the report and included in the summary of action and other key considerations.

The main features of the HOMEBUYER Service are compared below with those of a Building Survey:

 
HOMEBUYER

Survey & Valuation

Building Survey
Type of property

Conventional houses, flats, bungalows, etc., in apparently reasonable condition

Any residential or other Property, in any condition

Type of service

Economy package in standard form

Custom-made to client’s individual needs

Objects of service

To assist client to:

  1. make an informed judgement on whether or not to proceed;
  2. decide whether or not property is a reasonable purchase at agreed price;
  3. assess urgent and significant matters before exchanging contracts

To provide client with:

  1. assessment of construction/condition of property; and
  2. technical advice on problems and on remedial works
Special features

Focus on urgent and significant matters

Details of construction/materials/defects

 Valuation

Integral part of HOMEBUYER Service

Provided as agreed extra

Form of Report

Compact, fixed RICS format

Usually much longer, in surveyor’s format

THE ROYAL INSTITUTION OF CHARTERED SURVEYORS 1997